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Banking Law syllabus

BNK 21110 units · 46 topicsAcademic year 2083/84
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Banking Law

10 units

1. Introduction (5 LHs)

  1. Meaning and concept of bank and financial institutions
    1. Meaning and concept of bank and financial institutions
  2. Significance of banking laws and regulations
    1. significance of banking laws and regulations
  3. Overview of the role of government in regulating the banking sector
    1. overview of the role of government in regulating the banking sector
  4. Historical development and evolution of banking laws and regulations in Nepal
    1. historical development and evolution of banking laws and regulations in Nepal
  5. Key events and legislation that shaped the banking industry
    1. key events and legislation that shaped the banking industry.

2. Regulatory Authorities in Banking (5 LHs)

  1. Central bank and its role in banking regulation
    1. Central bank and its role in banking regulation
  2. Ministry of Finance and other regulatory agencies and their functions
    1. Ministry of Finance and other regulatory agencies and their functions
  3. Establishment and composition of BOD in Nepal Rastra Bank
    1. establishment and composition of BOD in Nepal Rastra Bank
  4. Function and legal power of Nepal Rastra Bank
    1. function and legal power of Nepal Rastra Bank
  5. Nepal Rastra Bank relationship with government and other agencies
    1. Nepal Rastra Bank relationship with government and other agencies.

3. Structure and formation of Bank and Financial Institutions (5 LHs)

  1. Licensing Policy for bank and financial institutions
    1. Licensing Policy for bank and financial institutions
  2. Capital requirement eligibility criteria and fit proper test for potential promoter
    1. capital requirement eligibility criteria and fit proper test for potential promoter
  3. Types of bank and FIs
    1. types of bank and FIs
  4. Functions of bank and FIs as per BAFIA 2073
    1. functions of bank and FIs as per BAFIA 2073
    2. composition of BOD
  5. Roles and responsibilities of BOD
    1. roles and responsibilities of BOD.

4. Major Banking Law (6 LHs)

  1. Nepal Rastra Bank Act 2058
    1. Nepal Rastra Bank Act 2058
  2. Bank and Financial Institution Act (BAFIA) 2073
    1. Bank and Financial Institution Act (BAFIA) 2073
  3. Banking Offense and punishment Act
    1. Banking Offense and punishment Act
    2. 2064
  4. Anti-Money laundering Act 2008
    1. Anti-Money laundering Act 2008
  5. Foreign Exchange Act 2019 Company Act 2063
    1. Foreign Exchange Act 2019 Company Act 2063.

5. Bank Regulation and Central Bank Policy for Bank and Financial Institutions 5

  1. LHs Concept
    1. LHs Concept
  2. Need and significance of regulation
    1. need and significance of regulation
  3. Impact of deregulation
    1. Impact of deregulation
  4. Major prudential regulation of central bank
    1. major prudential regulation of central bank
    2. capital adequacy
  5. Loan classification and provisioning
    1. loan classification and provisioning
  6. Corporate governance
    1. corporate governance
    2. blacklisting.

6. Legal Provision Relating to Negotiable Instrument LH 4

  1. Concept of Negotiable Instruments
    1. Concept of Negotiable Instruments: Cheque
    2. Draft
    3. Bills of exchange
    4. Promissory note
  2. Letter of credit. Validity and dishonored of cheque
    1. letter of credit. Validity and dishonored of cheque
  3. Right and duties of various parties involved in instruments
    1. right and duties of various parties involved in instruments
  4. Impact and legal action for miss using negotiable instruments
    1. impact and legal action for miss using negotiable instruments.

7. Bank and Customer Relationship LH 5

  1. Legal nature of bank and customer relationship
    1. Legal nature of bank and customer relationship
    2. trustee-beneficiary
    3. agent-principal
    4. debtor- creditor
  2. Special types of customer
    1. special types of customer(individual, corporate, Government, NGO etc. ) Account opening and closing procedure. Know Your Costumer- KYC
  3. Provision of deposit insurance in Nepal
    1. provision of deposit insurance in Nepal.

8. Bank Lending and Securities LH 6

  1. Procedure for bank lending
    1. Procedure for bank lending
  2. Credit policy guideline
    1. credit policy guideline
  3. Credit sanction limit and authority
    1. credit sanction limit and authority
  4. Legal procedure for recall and recovery of banks loan
    1. legal procedure for recall and recovery of banks loan
  5. Meaning and definition of collateral and security
    1. meaning and definition of collateral and security
  6. Legal features of collateral and security
    1. legal features of collateral and security
  7. Generally accepted security in Nepalese banking
    1. generally accepted security in Nepalese banking.

9. Legal aspect of Trade Finance LH3

  1. Letter of credit
    1. Letter of credit, Bank guarantee, Basic features, Parties involves in various trade finance, Roles and responsibilities of parties.

10. Emerging Issues in Banking Regulation LH 4

  1. Cyber security and data protection
    1. Cyber security and data protection
    2. banking fraud
  2. Climate change and sustainability considerations in banking regulations
    1. climate change and sustainability considerations in banking regulations
  3. Anti-money laundering (AML) and terrorism financing
    1. Anti-money laundering (AML) and terrorism financing
    2. E-banking
  4. Technology and Innovation in banking regulation
    1. Technology and Innovation in banking regulation
  5. Prudential regulations
    1. prudential regulations