Skip to content

Micro Insurance syllabus

ISN 2187 units · 26 topicsAcademic year 2083/84
Browse the units

Micro Insurance

7 units

1. Introduction (4 LH)

  1. Micro insurance concept and features
  2. Benefits to policyholders, intermediaries and insurers
  3. Social benefits
  4. Conventional versus micro insurance

2. Micro Insurance Environment (10 LH)

  1. Micro-level environment and key players
  2. Policyholders, insurers and intermediaries
  3. Meso-level support infrastructure, reinsurers, actuaries, adjusters, auditors, researchers and IT providers
  4. Macro-level legislation, regulation, policy and supervision

3. Micro Insurance Delivery Channels (4 LH)

  1. Concept and importance of delivery channels
  2. Partner-agent, full-service, mutual/community and provider models

4. Micro Insurance Underwriting and Claim (6 LH)

  1. Underwriting and micro insurance risk
  2. Proposal, scheduling, pricing and claims settlement
  3. Underwriting and claims challenges

5. Micro Insurance and Inclusion (8 LH)

  1. Micro insurance and poverty
  2. Financial inclusion role
  3. SWOT analysis
  4. Risk and disaster management

6. Micro Insurance in Nepal (8 LH)

  1. Nepal overview and products
  2. Household, health, accident, cattle and bird, crop, term and endowment products
  3. Challenges for policyholders, insurers, channels and regulators
  4. Remedies, potential market and way forward

7. Micro Insurance Regulation in Nepal (8 LH)

  1. Insurance Act and Insurance Regulation
  2. Micro Insurance Directive 2071
  3. Products, channels and claims settlement
  4. Management, operations, reporting, monitoring and supervision
  5. Social protection