Fundamentals of Banking syllabus

Fundamentals of Banking

• 1 An Overview of Financial and Banking System (5 LHs)

  • Financial System and Its Components
  • Nepalese Financial System
  • Development, Roles, Types, and Functions of Banks
• 2 Central Banking System (6 LHs)

  • Central Bank Roles and Monetary Policy
  • Open Market Operations and Reserve Requirements
  • Credit Creation and Control
  • Inspection, Supervision, and Nepal Rastra Bank
• 3 Banking Products and Services (6 LHs)

  • Deposit Products
  • Cheques and Clearing System
  • Bank Loans and Lending Process
  • Collateral and Loan Performance
  • Remittance, Agency, Utility, and E-banking Services
• 4 Incorporation and Consolidation of Banks and Financial Institutions (7 LHs)

  • BFI Registration Process
  • Mergers and Acquisitions
  • Bank Liquidation
• 5 Major Banking Regulations (7 LHs)

  • Importance of Bank Regulation
  • Banks and Financial Institutions Act 2073
  • Nepal Rastra Bank Act 2058 and NRB Directives
  • Anti Money Laundering and Banking Offence Laws
• 6 Bank Capital (6 LHs)

  • Types and Importance of Bank Capital
  • Capital Adequacy Framework and BASEL Principles
  • Internal Capital Adequacy Assessment Process
• 7 Technology in Banking (5 LHs)

  • Technology in Banking Services
  • Technology in Nepalese Banking
  • NRB Guidelines and Cyber Security
• 8 Emerging Trends in Banking Services (6 LHs)

  • Internet, Branchless, and Mobile Banking
  • Cards, SWIFT, and POS
  • Financial Literacy, ASBA, C-ASBA, and D-MAT
  • Bancassurance, E-commerce, and Fee-based Business