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Commercial Bank Management syllabus

BNK 20611 units · 51 topicsAcademic year 2083/84
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Commercial Bank Management

11 units

1. Introduction to Banking Industry in Nepal (4 LHs)

  1. Concept of commercial bank and commercial bank management
    1. Concept of commercial bank and commercial bank management
  2. Historical development of commercial bank in Nepal
    1. Historical development of commercial bank in Nepal
  3. Functions of commercial banks
    1. Functions of commercial banks
  4. Organization structure of Nepalese commercial banks
    1. Organization structure of Nepalese commercial banks
  5. Role of Internal Audit Department to check up irregular activities
    1. Role of Internal Audit Department to check up irregular activities
  6. Regulatory authority of commercial banks in nepal
    1. and Regulatory authority of commercial banks in Nepal.

2. Risks Faced by Commercial Banks (5 LHs)

  1. Concept of risk
    1. Concept of risk
  2. Types of risks by commercial bank
    1. Types of risks by commercial bank: interest rate risk, market risk, credit risk, off-balance sheet risk, foreign exchange risk, country risk, technology risk, operational risk, market risk, liquidity risk, and insolvency risk
  3. Interest rate risk
    1. Interest rate risk: refinancing risk and reinvestment risk, market value risk
  4. Credit risk
    1. Credit risk: causes of credit risk, firm-specific credit risk and systematic credit risk
  5. Technology risk and measures to be taken by nepalese commercial banks to reduce the…
    1. and Technology risk and measures to be taken by Nepalese commercial banks to reduce the technology risk .

3. Deposit Mobilization (6 LHs)

  1. Meaning and nature of bank's deposit
    1. Meaning and nature of bank's deposit
  2. Types of deposit
    1. Types of deposit: demand deposit, saving deposit, time deposit, call deposit, and recurrent deposit
  3. Procedure of account opening
    1. Procedure of account opening
  4. Know Your Customer (KYC)
    1. Know Your Customer (KYC)
  5. Dormant account and procedures of making the dormant account active
    1. Dormant account and procedures of making the dormant account active
  6. Procedures of closing account
    1. Procedures of closing account
  7. Card services
    1. Card services: debit card, credit card, prepaid card
  8. Deposit marketing and customer care services
    1. Deposit marketing and customer care services
    2. Deposit insurance
  9. Nrb directives on deposit mobilization
    1. and NRB directives on deposit mobilization.

4. Granting Credit (6 LHs)

  1. Concept and nature of bank credit
    1. Concept and nature of bank credit
  2. Types of credit
    1. Types of credit: term loan, revolving loan, corporate loan, consumer loan, trust receipt loan
    2. Credit process
  3. Credit monitoring and supervision
    1. Credit monitoring and supervision
    2. Credit recovery
    3. Credit marketing
  4. Credit administration
    1. Credit administration
  5. Collaterals and margin
    1. Collaterals and margin: types and valuation
  6. Loan classification and loan allowances, Credit risk and its management
    1. Loan classification and loan allowances, Credit risk and its management
    2. Credit insurance
  7. Nrb directives on loans
    1. and NRB directives on loans.

5. Cash Operation (4 LHs)

  1. Cash management
    1. Cash management
    2. Security of vault
    3. Cash insurance
    4. Cash counter
  2. Roles and responsibilities of cashier
    1. Roles and responsibilities of cashier
    2. Clearing system
    3. Electronic clearing
  3. Intra-bank and interbank fund transfer
    1. and Intra-bank and interbank fund transfer.

6. Agency Services (3 LHs)

  1. Fund transfer and remittance services
    1. Fund transfer and remittance services
  2. Utility payment services
    1. Utility payment services
    2. Advisory services
  3. Standing order from customer
    1. Standing order from customer
  4. Check and bill clearing services
    1. and check and bill clearing services.

7. Trade Finance (4 LHs)

  1. Concept, Letter of credit
    1. Concept, Letter of credit: parties involved in L/C, types, procedures of opening L/C, roles and responsibilities of involved parties
  2. Export financing
    1. Export financing: pre-shipment and post- shipment finance
  3. Foreign currency loan
    1. and foreign currency loan.

8. Foreign Exchange Service (4 LHs)

  1. Meaning and concept
    1. Meaning and concept
  2. Convertible and non-convertible currency
    1. convertible and non-convertible currency
  3. Exchange rate system in Nepal
    1. exchange rate system in Nepal
  4. Roles of Foreign Exchange Dealer Association of Nepal (FEDAN)
    1. Roles of Foreign Exchange Dealer Association of Nepal (FEDAN)
  5. Meaning of nastro and vostro accounts
    1. and meaning of Nastro and Vostro accounts.

9. Treasury Function (4 LHs)

  1. Introduction
    1. Introduction
    2. scope of treasury
  2. Back office and Front office
    1. Back office and Front office
  3. Asset liability management
    1. Asset liability management
  4. Roles and responsibilities of asset liability committee (alco)
    1. and Roles and responsibilities of asset liability committee (ALCO).

10. Financial Statements and Performance Indicators (4 LHs)

  1. Structure of statement of financial position
    1. Structure of statement of financial position
  2. Structure of profit or loss account
    1. Structure of profit or loss account
  3. Major performance indicators of nepalese commercial banks
    1. and Major Performance Indicators of Nepalese Commercial banks.

11. Electronic Banking Services (4 LHs)

  1. Meaning and concept of e-banking
    1. Meaning and concept of e-banking
    2. Internet banking
    3. Branchless banking
    4. Mobile banking
    5. ABBS
    6. ATM
  2. Opportunities, threats and challenges in the use of financial technology (fintech)
    1. and Opportunities, threats and challenges in the use of financial technology (FinTech).