Term loans

Term loans

Bachelor of Business Studies (BBS) — Fourth Year

Subject: Fundamentals of Corporate Finance (FIN 250)

Unit 3: Term Loans and Lease Financing

Academic Year: 2083/84

Topic Objectives

After studying this topic, students should be able to:

• Explain the scope and key elements of term loans.
• Apply the relevant financial concepts or calculations and explain their assumptions, risks and analytical limits.

Curriculum Scope

• Term Loans: Concept, cost and benefits, loan repayment schedule

Detailed Microsyllabus

1. Term loans

   1. Meaning, benefits and costs.
   2. Interest, maturity and repayment structure.
   3. Distinguish principal from financing cost.

2. Repayment schedule

   1. Calculate installments under supplied terms.
   2. Allocate interest and principal.
   3. Reconcile outstanding debt across periods.

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Curriculum reference: Tribhuvan University, Faculty of Management, revised four-year BBS curriculum, PDF pages 80–82.

Source note: The curriculum scope above is retained from the existing TU syllabus breakdown. The numbered study subtopics are editorial elaborations for teaching and study, rather than a separately issued TU syllabus. Unit or component allocations apply at their stated level; no separate topic hours or marks are assigned here. Examples involving current laws, rates, institutional products or Nepalese status must identify the relevant period and official materials; no changing numerical or legal requirements are invented here.