Disability and Nepalese health insurance

Disability and Nepalese health insurance

Bachelor of Business Studies (BBS) — Fourth Year

Subject: Insurance and Risk Management (FIN 254)

Unit 5: Health Insurance

Academic Year: 2083/84

Topic Objectives

After studying this topic, students should be able to:

• Explain the scope and key elements of disability and nepalese health insurance.
• Apply the relevant financial concepts or calculations and explain their assumptions, risks and analytical limits.

Curriculum Scope

• Group-disability income insurance
• Health insurance in Nepal: current status and major challenges

Detailed Microsyllabus

1. Disability income

   1. Group-disability coverage purpose.
   2. Benefit triggers and terms in the assigned policy.
   3. Distinguish coverage from a medical diagnosis.

2. Nepalese health insurance

   1. Use dated official status information.
   2. Identify documented challenges.
   3. Separate general insurance concepts from programme-specific eligibility.

---

Curriculum reference: Tribhuvan University, Faculty of Management, revised four-year BBS curriculum, PDF pages 92–96.

Source note: The curriculum scope above is retained from the existing TU syllabus breakdown. The numbered study subtopics are editorial elaborations for teaching and study, rather than a separately issued TU syllabus. Unit or component allocations apply at their stated level; no separate topic hours or marks are assigned here. Examples involving current laws, rates, institutional products or Nepalese status must identify the relevant period and official materials; no changing numerical or legal requirements are invented here.