Workers and commercial vehicles

Workers and commercial vehicles

Bachelor of Business Studies (BBS) — Fourth Year

Subject: Insurance and Risk Management (FIN 254)

Unit 9: Commercial Liability Insurance

Academic Year: 2083/84

Topic Objectives

After studying this topic, students should be able to:

• Explain the scope and key elements of workers and commercial vehicles.
• Apply the relevant financial concepts or calculations and explain their assumptions, risks and analytical limits.

Curriculum Scope

• Workers’ compensation insurance
• Commercial motor vehicle liability insurance

Detailed Microsyllabus

1. Workers' compensation

   1. Purpose and source-prescribed coverage.
   2. Use the applicable jurisdiction's framework.
   3. Distinguish insurance benefits from general employment obligations.

2. Commercial vehicles

   1. Motor-vehicle liability exposures.
   2. Assigned policy terms.
   3. Assess coverage and limits from the actual form.

---

Curriculum reference: Tribhuvan University, Faculty of Management, revised four-year BBS curriculum, PDF pages 92–96.

Source note: The curriculum scope above is retained from the existing TU syllabus breakdown. The numbered study subtopics are editorial elaborations for teaching and study, rather than a separately issued TU syllabus. Unit or component allocations apply at their stated level; no separate topic hours or marks are assigned here. Examples involving current laws, rates, institutional products or Nepalese status must identify the relevant period and official materials; no changing numerical or legal requirements are invented here.