Auto coverage

Auto coverage

Bachelor of Business Studies (BBS) — Fourth Year

Subject: Insurance and Risk Management (FIN 254)

Unit 6: Auto Insurance

Academic Year: 2083/84

Topic Objectives

After studying this topic, students should be able to:

• Explain the scope and key elements of auto coverage.
• Apply the relevant financial concepts or calculations and explain their assumptions, risks and analytical limits.

Curriculum Scope

• Overview of automobile insurance
• Liability coverage
• Medical payment coverage
• Uninsured and insured motorists coverage

Detailed Microsyllabus

1. Auto insurance

   1. Purpose and principal policy categories.
   2. Liability and medical-payment coverage.
   3. Source-listed uninsured and insured motorist coverage.

2. Policy analysis

   1. Identify insured events, exclusions and limits.
   2. Compare the assigned policy forms.
   3. Use the specified jurisdiction and contract wording.

---

Curriculum reference: Tribhuvan University, Faculty of Management, revised four-year BBS curriculum, PDF pages 92–96.

Source note: The curriculum scope above is retained from the existing TU syllabus breakdown. The numbered study subtopics are editorial elaborations for teaching and study, rather than a separately issued TU syllabus. Unit or component allocations apply at their stated level; no separate topic hours or marks are assigned here. Examples involving current laws, rates, institutional products or Nepalese status must identify the relevant period and official materials; no changing numerical or legal requirements are invented here.