Products and product design

Products and product design

Bachelor of Business Studies (BBS) — Fourth Year

Subject: Management of Financial Institutions (FIN 255)

Unit 5: Microfinance

Academic Year: 2083/84

Topic Objectives

After studying this topic, students should be able to:

• Explain the scope and key elements of products and product design.
• Apply the relevant financial concepts or calculations and explain their assumptions, risks and analytical limits.

Curriculum Scope

• Product and services of microfinance
• Designing saving and lending products

Detailed Microsyllabus

1. Products

   1. Microfinance savings and lending services.
   2. Customer needs and transaction characteristics.
   3. Product suitability.

2. Design

   1. Amount, timing, repayment and service arrangements.
   2. Use supplied institutional terms.
   3. Assess costs, access and customer understanding.

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Curriculum reference: Tribhuvan University, Faculty of Management, revised four-year BBS curriculum, PDF pages 86–88.

Source note: The curriculum scope above is retained from the existing TU syllabus breakdown. The numbered study subtopics are editorial elaborations for teaching and study, rather than a separately issued TU syllabus. Unit or component allocations apply at their stated level; no separate topic hours or marks are assigned here. Examples involving current laws, rates, institutional products or Nepalese status must identify the relevant period and official materials; no changing numerical or legal requirements are invented here.