Property-casualty types and profitability

Property-casualty types and profitability

Bachelor of Business Studies (BBS) — Fourth Year

Subject: Management of Financial Institutions (FIN 255)

Unit 7: Insurance Companies

Academic Year: 2083/84

Topic Objectives

After studying this topic, students should be able to:

• Explain the scope and key elements of property-casualty types and profitability.
• Apply the relevant financial concepts or calculations and explain their assumptions, risks and analytical limits.

Curriculum Scope

• Property-casualty insurance companies
• Types of property-casualty insurance companies
• Measuring costs and overall profitability of property-casualty companies

Detailed Microsyllabus

1. Property-casualty insurers

   1. Types and risk coverage.
   2. Premiums, claims and related operating costs.
   3. Distinguish coverage categories.

2. Profitability

   1. Use the prescribed cost and result measures.
   2. Compare underwriting and other relevant outcomes.
   3. Interpret claims timing and data limits.

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Curriculum reference: Tribhuvan University, Faculty of Management, revised four-year BBS curriculum, PDF pages 86–88.

Source note: The curriculum scope above is retained from the existing TU syllabus breakdown. The numbered study subtopics are editorial elaborations for teaching and study, rather than a separately issued TU syllabus. Unit or component allocations apply at their stated level; no separate topic hours or marks are assigned here. Examples involving current laws, rates, institutional products or Nepalese status must identify the relevant period and official materials; no changing numerical or legal requirements are invented here.