Credit rating
Bachelor of Business Studies (BBS) — Third Year
Subject: Foundation of Financial Systems (MGT 226)
Unit 5: Ancillary Financial Services
Academic Year: 2083/84
Topic Objectives
After studying this topic, students should be able to:
- Explain the scope and key elements of credit rating.
- Explain the financial-system relationships and interpret their roles using clearly identified institutional and reporting contexts.
Curriculum Scope
- Concept and functions of credit rating agencies
- Credit rating agencies in Nepal
Detailed Microsyllabus
Credit-rating foundations
- Assessment of creditworthiness.
- Rating process and information inputs.
- Distinguish an opinion from a guarantee.
Nepalese agencies
- Identify authorized agencies from official materials.
- Study the relevant rating scale and report.
- Consider limits, dates and potential changes.
Curriculum reference: Tribhuvan University, Faculty of Management, revised four-year BBS curriculum, PDF pages 60–62.
Source note: The curriculum scope above is retained from the existing TU syllabus breakdown. The numbered study subtopics are editorial elaborations for teaching and study, rather than a separately issued TU syllabus. Unit or component allocations apply at their stated level; no separate topic hours or marks are assigned here. Nepalese current-status discussions should identify the reporting period and use dated official publications, such as Nepal Rastra Bank reports, rather than undated figures.